Medicare plans is the federal government’s medical insurance program for people aged 65 and up, as well as younger people with specific illnesses or disabilities. Its insurance plays an important role in containing clinical costs as you age. However, Medicare plans do not cover everything. As you approach the age of 65, you’ll need to figure out how to fill some of those insurance gaps. For the time being, understanding the fundamentals of how Medicare plans works will help you understand some of the costs you’ll face.
Let us look at the coverage under Medicare plans:
- Inpatient clinic care, professional nursing facility care, hospice, lab tests, surgery, and domestic fitness care are all covered under Medicare Part A clinic coverage.
- Medicare Part B (Medical Insurance) covers the services of health practitioners and other fitness care providers, as well as outpatient care. Part B also covers long-term clinical equipment, domestic fitness care, and a few preventive services.
- Part C includes non-public agencies such as HMOs and PPOs. Private Fee-for-Service plans cover both Parts A and B. This provides benefits for both Part A and Part B. Part D, which is a prescription drug benefit, is included in many Medicare Advantage Plans.
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