Medicare Advantage Plans in Fort Myers, Lakeland, Naples, Sarasota, Tampa, Bonita Springs, Bradenton, FL, and all of West, Central, and Southwest Florida

Medicare Advantage Plans  (Part C) PPO Plans and HMO Plans

(Note: not all plans are available in every county.)
medicare advantage

  • BlueMedicare HMO – (offered by Florida Blue HMO) – Offers comprehensive Medicare coverage with premiums starting as low as a $0 monthly plan. Dental, vision, hearing and fitness benefits have low out-of-pocket costs, and low prescription drug costs.
  • BlueMedicare Regional PPO – This plan offers you the flexibility to choose providers both in and out of network at a monthly plan premium. Prescription drug coverage is included, as are dental, vision, hearing and fitness benefits…all at no extra cost.
  • BlueMedicare PPO – Features prescription drug coverage AND the freedom to choose any provider in-network or out-of-network.
  • BlueMedicare Rx (PDP) – Delivers affordable Medicare Part D prescription drug coverage with no deductibles and convenient mail-order options.

Medicare Advantage plans also have an out-of-pocket-maximum. Once you reach the maximum, your Medicare Advantage plan pays 100% toward covered services and you don’t pay anything.

your local agency for Florida BlueOver 65 and Medicare Eligible Plans

If you’re approaching or are already 65 and are Medicare eligible, you’ll find that Florida Blue provides a wide variety of plans which supplement and / or replace (Medicare Advantage) your Medicare coverage. Florida Blue offers an “age lock-in rating” advantage. Medicare Advantage premiums are based on your age. However, when you enroll in one of the Florida Blue plans,  your rate will be based on the age that you were when you initially enrolled, provided that you maintain continuous coverage. For example, if you enroll at age 65, you’ll always pay the rates charged for individuals age 65, regardless of your current age.

Working Together for Health and Wellness

Through Florida Blue, Bay Insurance provides support that helps you maintain your good health and well being. With a selection of health, dental, life, Advantage and Supplemental plans, we provide the personal support you deserve for the coverage you need.

Ask your Bay Insurance agent to show you the many benefits of being a Florida Blue member. Call 800-330-7124 or Contact us for an appointment.


Florida Blue is a Health Plan agency with a Medicare contract and is a Medicare-approved Part D sponsor.