Medicare Supplement Plans In Fort Myers, Lakeland, Naples, Sarasota, Tampa, Bonita Springs, Bradenton, FL, and Surrounding Areas

Covering What Medicare Doesn’t

Medicare Supplement Plans from Bay Insurance

While Medicare provides basic health care coverage at an affordable price, there are substantial gaps in its coverage. That means high deductibles and a percentage of outpatient coverage comes out of your pocket. That can be thousands of dollars. Medicare supplemental insurance Is a cost-effective solution.

Like virtually every health insurance plan, Medicare comes with deductibles, co-pays and co-insurance expenses which are your responsibilities. Medicare supplements were created to cover the expenses Medicare doesn’t. Medicare supplement plans help protect your financial security at a time in life when most individuals’ incomes are greatly reduced.

Over 65 and Medicare Eligible Plans

If you are approaching age 65, older than age 65 or under age 65 and Medicare eligible, you’ll find that Florida Blue provides a wide variety of plans which supplement and / or replace your Medicare coverage. Additionally, Florida Blue offers an “age lock in rating” advantage. Premiums are based on your age. However, when you enroll in one of our plans, we will always base your rate on the age that you were when you initially enrolled, as long as you maintain continuous coverage. For example, if you enroll at age 65, you’ll always pay the rates charged for individuals age 65, regardless of your current age.

Medicare Supplement Insurance Plans

  • BlueMedicare Supplement A, B, C, D, F, G – These plans give you the freedom to select any doctor or hospital throughout the nation.
  • BlueMedicare Supplement K, L, M, N – Offering a lower premium, these plans come with higher member cost-sharing than other Medicare Supplement insurance policies. However, you still retain the right to see any doctor or hospital throughout the nation.
  • BlueMedicare Supplement Select B, C, D, M – These supplements deliver all the benefits of a traditional Medicare Supplement Insurance plan, including seeing your choice of doctors. However…you are required to use network hospitals.

Medicare Advantage Plans (Note: not all plans are available in every county.)

  • BlueMedicare HMO 5 Star – (offered by Florida Blue HMO) – Offers comprehensive Medicare coverage that includes prescription drug benefits at a $0 monthly plan premium. Dental, vision, hearing and fitness benefits are included at no extra cost.
  • BlueMedicare Regional PPO – This plan offers you the flexibility to choose providers both in and out of network at a monthly plan premium. Prescription drug coverage is included, as are dental, vision, hearing and fitness benefits…all at no extra cost.
  • BlueMedicare PPO – Features prescription drug coverage AND the freedom to choose any provider in-network or out-of-network.
  • BlueMedicare Rx (PDP) – Delivers affordable Medicare Part D prescription drug coverage with no deductibles and convenient mail order options.

Working Together for Health and Wellness

Through Florida Blue, Bay Insurance provides support that helps you maintain your good health and well being. With a selection of health, dental, life and supplementary plans, we deliver the coverage you need with the personal support you deserve.

More Than Affordable Health Coverage

Florida Blue offers many of the most trusted health and wellness resources available. In person, over the phone or online, they make it simple and convenient to manage and improve your health. From a 24/7 nurse line and free health programs to expert advice from experienced care consultants, you’ll be able to compare quality and cost of different coverage, as well as treatment options. Florida Blue is dedicated to helping you make smart choices that positively impact your health care…and these services are free to members.

Confidential health snapshots, lifestyle improvement programs and your very own online personal health record with your medical history: it’s all available through Florida Blue. Ask your Bay Insurance agent to show you the many benefits of being a Florida Blue member.

Learn more about our Medicare Plans from Florida Blue.