Understanding Medicare as a Resident of Fort Myers, FL
What is Original Medicare?
Original Medicare is a federal health insurance program made up of two essential parts:
- Part A – Hospital insurance for inpatient stays and care provided in skilled nursing facilities.
- Part B – Medical insurance for outpatient services, physician visits, and preventive screenings.
Licensed agents at Bay Insurance are available to help you understand your options and compare coverage. There is no cost for this consultation, and it comes with no obligation. Contact us today to learn more.
*Information presented here is for general educational purposes and does not constitute plan-specific advice. Original Medicare includes Parts A and B. Benefits, costs, and availability vary. Please speak with a licensed representative for guidance based on your location and needs.
Medicare Advantage (Part C) Overview
Medicare Advantage (Part C) plans are available through private companies approved by Medicare. In Fort Myers, eligible individuals may enroll in plans from providers such as Florida Blue.
These plans include:
- Coverage for all services under Parts A and B
- Additional benefits such as dental, vision, and hearing care
- Prescription drug coverage may be included, depending on the plan
Note: When you enroll in a Medicare Advantage plan, your healthcare coverage is provided through the plan, not directly through Original Medicare.
*Content is provided for educational purposes only. Medicare Advantage (Part C) plans are offered by Medicare-approved private insurers and may vary by provider network, geographic region, and plan features. Please speak with a licensed representative for personalized assistance.
Understanding Medicare Part D: Prescription Drug Plans
Medicare Part D offers coverage for many prescription medications. These plans are available from private insurers approved by Medicare and vary in their structure and availability.
When reviewing options, consider:
- Which medications are included on the plan’s drug list (formulary)
- Premiums, deductibles, and pharmacy networks
Licensed agents in Fort Myers can assist with comparing plans and finding an option that aligns with your current prescriptions and coverage needs.
*This section is intended for educational purposes only. Medicare Part D coverage is offered by private insurers contracted with Medicare. Plans vary by formulary, pharmacy network, and region. For more information, consult a licensed representative.
About Fort Myers, Florida
Fort Myers is a scenic city in Southwest Florida located along the Caloosahatchee River.
Known for its warm weather, palm-lined boulevards, and historic attractions, Fort Myers offers residents and visitors access to outdoor destinations like Manatee Park, Six Mile Cypress Slough Preserve, and the Edison & Ford Winter Estates.
Whether enjoying coastal sunsets, boutique shops, or riverside cafes, Fort Myers blends small-town hospitality with recreational and cultural amenities.