Understanding Medicare as a Resident of Naples, FL
What is Original Medicare?
Original Medicare is a federal health insurance program that consists of two key parts:
- Part A – Hospital insurance that helps cover inpatient hospital stays and care in skilled nursing facilities.
- Part B – Medical insurance that helps pay for doctor visits, outpatient services, and preventive care.
Licensed agents at Bay Insurance are available to answer your questions and help you evaluate your Medicare options based on individual healthcare needs. This consultation is free and comes with no obligation. Contact us to learn more.
*Information presented here is for general educational purposes and does not constitute plan-specific advice. Original Medicare includes Parts A and B. Benefits, costs, and availability vary. Please speak with a licensed representative for guidance based on your location and needs.
Medicare Advantage (Part C) in Naples
Medicare Advantage (Part C) plans are offered by private companies approved by Medicare and are available to qualifying individuals in Naples, FL. These plans include all services covered by Parts A and B and may include additional benefits such as:
- Vision, hearing, and dental care
- Prescription drug coverage (Part D), depending on the plan
- Annual out-of-pocket spending limits
Note: When enrolled in a Medicare Advantage plan, your Medicare-covered services are administered through the plan and not directly by Original Medicare.
*This content is intended for educational use only. Medicare Advantage (Part C) plans are offered by Medicare-approved private insurers and may differ in provider networks, coverage limits, and geographic availability. For personalized guidance, please speak with a licensed representative.
Understanding Medicare Part D: Prescription Drug Plans
Medicare Part D helps cover the cost of prescription medications. These plans are available through private insurers that have contracts with Medicare.
Coverage specifics—such as formulary lists, premium costs, and participating pharmacies—may vary by plan and by location. Careful comparison is encouraged when evaluating plan options.
Licensed agents in Naples can help you understand what drug plans are available and assist with comparing plan benefits.
*This section is intended for educational purposes only. Medicare Part D drug coverage is available through private insurers contracted with Medicare. Plans differ by formulary, pharmacy network, and service area. Contact a licensed representative to learn more.
About Naples, Florida
Naples is a coastal city in Southwest Florida recognized for its elegant charm, Gulf beaches, and natural surroundings.
Visitors and residents alike enjoy the Naples Pier, boutique shopping, and outdoor activities such as kayaking, fishing, and exploring the nearby Everglades.
Naples also offers many cultural venues, golf courses, and peaceful neighborhoods. With its mild climate and blend of relaxation and recreation, it’s a favorite among those seeking a vibrant but serene Florida lifestyle.