Understanding Medicare as a Resident of Bonita Springs, FL
What is Original Medicare?
Original Medicare is a federal health insurance program that includes multiple parts, each designed to support different healthcare needs:
- Part A – Hospital insurance that helps pay for inpatient care and services in a skilled nursing facility.
- Part B – Medical insurance that covers outpatient services, doctor visits, and preventive treatments.
Licensed agents in Bonita Springs are available to answer questions and help you explore coverage options. This guidance is offered at no cost and without obligation. Connect with us today.
*Information provided is for educational purposes only and does not constitute plan-specific advice. Original Medicare includes Parts A and B. Benefits, availability, and costs may vary. Speak with a licensed representative for assistance based on your location and needs.
Medicare Advantage (Part C) in Bonita Springs
Medicare Advantage plans are available from private insurance companies approved by Medicare, including Florida Blue. These plans combine coverage from both Medicare Part A and Part B, and many offer additional benefits such as:
- Routine dental, vision, and hearing care
- Prescription drug coverage (depending on plan)
- Out-of-pocket cost caps to help manage expenses
Important: If you enroll in a Medicare Advantage plan, all Medicare-covered services are handled by the private insurer, not through Original Medicare.
*Content is for educational use only. Medicare Advantage (Part C) plans are provided by Medicare-approved private insurers and may differ in coverage area, provider networks, and plan features. Please contact a licensed agent to better understand your available options.
Medicare Part D: Prescription Drug Coverage
Medicare Part D helps cover the cost of prescription medications and is provided by private insurance companies that contract with Medicare.
Key elements to consider when evaluating a Part D plan include:
- Formulary (the list of medications covered by the plan)
- Monthly premiums and cost-sharing structures
- Availability of preferred local pharmacies
Licensed agents in Bonita Springs can assist with reviewing your medications and identifying plans that align with your individual needs.
*This section is provided for educational purposes only. Medicare Part D coverage is available through private insurers approved by Medicare. Plan benefits, formularies, and networks vary. Speak with a licensed representative for details.
About Bonita Springs, FL
Bonita Springs is a coastal gem along Florida’s Gulf Coast, located between Fort Myers and Naples.
Known for its beautiful beaches and tropical weather, the city features attractions like Barefoot Beach Preserve, Riverside Park, and the Imperial River—a favorite for kayaking and wildlife viewing.
Bonita Springs also boasts historical landmarks such as the Everglades Wonder Gardens, a local treasure established in the 1930s that showcases native species and lush plant life. The city blends small-town character with a vibrant lifestyle and access to nature.