Understanding Original Medicare

Original Medicare is the federal health insurance program that includes two main parts:

• Part A – Covers inpatient hospital care, skilled nursing facility stays, hospice care, and some home health services.
• Part B – Covers outpatient services such as doctor visits, preventive screenings, lab tests, and medical equipment.

Original Medicare is managed by the federal government and is generally available to individuals who meet eligibility criteria. It does not cover everything. Services like prescription drugs, dental, vision, or hearing care are not included and must be obtained separately through other programs.

*This page is for educational purposes only. No plan-specific advice is provided. Medicare benefits and eligibility vary. Please consult a licensed agent for personalized support.

Medicare Enrollment and Coverage Considerations

Enrolling in Original Medicare depends on individual eligibility circumstances. It’s important to understand what services are included under Parts A and B, and which services may require additional coverage or out-of-pocket costs.

Original Medicare does not include prescription drugs, dental, vision, or hearing care. Some individuals explore other resources offered by private insurers to help fill these gaps. If you need additional coverage, plans such as Medicare Part D or other private insurance options may be available.

Because healthcare needs and plan options can evolve, reviewing your Medicare benefits regularly can help ensure they continue to meet your expectations. Licensed agents are available to provide general guidance with no cost or obligation.

*Educational use only. Medicare coverage varies by location and eligibility.