Group Health Insurance, Florida Blue, and Blue Cross Blue Shield Coverage Serving Bonita Springs, Bradenton, Fort Myers, Lakeland, Naples, Sarasota, Tampa, FL, and all of West, Central, and Southwest Florida
Supporting Employers and Employees Across Florida
Group Health Insurance from Bay Insurance
Bay Insurance has helped businesses and employees explore group health insurance options for over 30 years.
We offer a range of group health plans designed to support employee wellness while helping employers provide meaningful, compliant benefits.
Why Group Health Insurance Makes Sense for Your Company
Cost Efficiency
Group coverage offers financial advantages to both employees and employers. These plans help reduce out-of-pocket costs for workers while allowing businesses to manage premium contributions more effectively.
The Power of Group Coverage
Group health plans distribute risk across a larger population, often resulting in more competitive premiums and broader plan choices than individual options.
Benefits may include:
- Access to comprehensive coverage options
- Potential premium savings through pooled risk
Are There Benefits of Providing Group Health Insurance?
Tax Considerations
Small businesses that contribute to their employees’ premiums may be eligible for tax credits under the Affordable Care Act. These savings can help offset the cost of offering group health insurance.
Employee Retention and Recruitment
Health benefits remain one of the most requested features among job seekers. Offering group health plans can help you attract qualified candidates and support long-term employee retention. A well-structured benefits package contributes to workplace satisfaction and productivity.
Florida Blue and Bay Insurance
A Trusted Partnership in Group Health Coverage
Bay Insurance proudly works with Florida Blue to provide group health coverage options across Florida. Florida Blue, an independent licensee of the Blue Cross and Blue Shield Association, offers a variety of ACA-compliant group health plans for businesses of all sizes, including:
- BlueOptions: Flexible plans offering comprehensive networks and options compatible with Health Savings Accounts (HSA).
- BlueCare: Plans with predictable co-payments and extensive provider access; no referrals required for most services.
- BlueSelect: Coverage with lower premiums and access to a community-focused provider network to help manage costs.
Your Bay Insurance agent will help you explore the right group plan options based on your team’s needs and your company’s goals.