5 things to know about BCBS
Blue Cross Blue Shield (BCBS) is a federation of independent health insurance companies that operate under the Blue Cross Blue Shield Association. Bay Marketing Concepts provides the same in Port Charlotte, Naples, FL, Tampa, FL, Venice, Brandon, FL, Cape Coral and surrounding areas.
While there are variations among the individual BCBS plans in different states, these are five general things to know about Blue Cross Blue Shield:
- Federation of Independent Plans:
BCBS is not a single insurance company but a federation of independent health insurance organizations. Each state typically has its own BCBS plan, and these plans operate independently, although they share the Blue Cross Blue Shield brand and association.
- Coverage Variety:
BCBS plans offer a variety of health insurance products, including individual and family plans, employer-sponsored plans, and government programs like Medicare and Medicaid. The specific coverage options and plans available may vary from state to state.
- Network of Healthcare Providers:
BCBS plans often have extensive networks of healthcare providers, including doctors, hospitals, and other healthcare facilities. Members typically receive better coverage when they use healthcare providers within the BCBS network, but coverage may be available for out-of-network services as well, often at a higher cost.
- Community Involvement:
Many BCBS plans are involved in community health initiatives and programs. They may support local health and wellness initiatives, contribute to healthcare research, and participate in community outreach. This community involvement is often part of their commitment to improving overall health outcomes.
- Standardized Branding:
While BCBS plans operate independently, they share a standardized branding and naming convention. The Blue Cross Blue Shield Association sets certain standards to maintain consistency across plans. The Blue Cross logo is generally associated with hospital and medical coverage, while the Blue Shield logo is associated with medical services.
It’s important to note that specific details, coverage options, and policies can vary from one BCBS plan to another, so individuals interested in BCBS coverage should check the details of the specific plan available in their state. Please call us without hesitation.