Obamacare Health Insurance Serving Fort Myers, Lakeland, Naples, Sarasota, Tampa, Bonita Springs, Bradenton, FL and Surrounding Areas

The Affordable Care Act is STILL in Effect

Obamacare through Bay Insurance

More commonly referred to as Obamacare, the Affordable Care Act is the health reform legislation passed by the 11th Congress and signed into law by President Barack Obama in March 2010.

While you won’t be assessed a tax penalty for being uninsured in 2019, the financial hardship caused by a medical crisis would prove to be more negatively consequential than even a heavy tax penalty. What’s more; monthly premiums have been consistently dropping. You may qualify for premium subsidies in the form of tax credits, which are tailored to increase in proportion to monthly premiums.

Are you eligible?

There are several factors that determine your eligibility for Obamacare coverage in Florida. It’s important to note that everyone can purchase health care, without consideration of income. The question people usually ask is whether or not they qualify to receive subsidies.

Your Bay Insurance agent can help you determine whether or not you qualify for a subsidy based on your income. You must be a full-time Florida resident, not a seasonal visitor. In other words, your primary residence must be listed with the federal government as Florida in order to qualify for the Affordable Care Act in Florida.

Furthermore, Obamacare coverage is not available for those in nursing homes, long-term care facilities or for individuals incarcerated in state facilities. Again, your Bay Insurance representative can help you determine your eligibility.

Florida Blue: The State’s Largest Seller of Obamacare

One of the many reasons Bay Insurance is proud to be a local agency for Florida Blue is their commitment to serve all of Florida. They are the only insurer in Florida to offer a variety of health care plans in every county of the state. Logically, they are the largest seller of Obamacare in the state of Florida.

Bay Insurance has helped clients throughout Florida secure the right plan at the right price. From Sarasota to Bradenton, Naples, Tampa and Lakeland, throughout Fort Myers and Bonita Springs, Bay Insurance has provided a variety of Florida Blue products to individuals and families. Our in-depth understanding of the Affordable Care Act and the Florida Blue products available to consumers enables us to tailor coverage best suited for families and individuals. Whether you’re buying Obamacare for the very first time, renewing or upgrading, Bay Insurance is here to help you get the coverage you need at rates you’ll appreciate.