Bay Insurance, with offices in Ft. Myers, Lakeland, Sarasota and Tampa are here to help you find the right health care coverage at the right price in the pursuit of health. That's what Florida Blue has been offering for over 65 years... providing millions of your friends and neighbors with personalized health solutions that are flexible and affordable. Plus access to a full range of personal support for health and wellness that can help you stay healthy and in control of your health care options. From group health benefit plans or individual and family health coverage, to Medicare Supplement insurance policies; and dental, disability, and life policies, Florida Blue has something for everyone-and every budget.
Becoming a Florida Blue member opens the door to a range of benefits. Perhaps the most valuable is how we can help you get the most out of whichever plan you choose.
Florida Blue has a wide range of affordable group health benefit solutions for small businesses. You can depend on Florida Blue for all of your health coverage needs.
With Florida Blue, individual health care policies have never been so affordable. We have a range of options to fit your needs, from comprehensive coverage policies to limited-benefit plans.
If you're approaching age 65, are older than age 65 or are under age 65 and Medicare-eligible, Florida Blue has a wide variety of plans to supplement or replace your Medicare coverage. Plus, Florida Blue has a "same age forever" benefit that ensures your premium will never go up because of your age. (Please note, not all plans are available in every county.)Medicare Supplement Insurance Plans
Florida Blue offers more than affordable health coverage - plans also include support for your overall well-being. With all of the health, dental, life, and supplementary plans to choose from, you'll find coverage that's right for you plus get the personal support you deserve.
With Florida Blue, you have a variety of easy–to–use, trusted health and wellness resources that are available in person, over the phone, or online–whatever is most convenient for you. From a 24/7 nurseline and free health programs, to expert advice from care consultants who can easily compare the quality and cost for different providers or help you understand your treatment options, Florida Blue is here to help you make smart choices that help you stay well and save you money on your health care. Best of all, these services are free to members.
You can also take advantage of many easy and convenient tools that can help you positively impact your health status: Confidential health snapshots, lifestyle improvement programs, plus the ability to create your own online personal health record to help you keep track of your medical history. You can have all this and the peace of mind that comes with having Florida Blue coverage.
There are many ways Florida Blue can help you. To reach a licensed agent, call Bay Insurance from 9:00 a.m. to 5:00 p.m. ET, Monday – Friday,> at 800–329–1569. You can reach Florida Blue customer service at 1-855-601-9465 from 8 a.m. to 9 p.m. ET, 7 days a week, October 1 – February 14 or 8 a.m. to 9 p.m. ET, Monday – Friday, February 15 – September 30. Priority Code: 000000.
Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc., D/B/A Florida Blue. HMO coverage is offered by Health Options, Inc., D/B/A Florida Blue HMO, an HMO subsidiary of Blue Cross and Blue Shield of Florida. Dental, Life and Disability are offered by Florida Combined Life Insurance Company, Inc., an affiliate of Blue Cross and Blue Shield of Florida. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.
USAble Life is the insurer and is solely responsible for the supplemental products: Accident, Critical Illness, and Hospital Indemnity. USAble Life is an independent company and operated separately from Florida Blue. USAble does not sell or service Florida Blue products.
Policies have limitations and exclusions. Some policies are subject to medical underwriting. Benefits and premiums vary depending on the plan you choose. For costs and complete details of coverage, contact your insurance agent.
Networks are comprised of independent contracting health care providers. Florida Blue offers the high-deductible health plan to be used in conjunction with a Health Savings Account (HSA). For more information on the possible tax advantages and implications of an HSA, contact your legal or tax advisor.
FamilyBlue is NOT health insurance. The plan provides discounts for services received from certain health care providers. The plan does not make payment directly to the providers of medical services. The plan member is obligated to pay for all health care services, but will receive a discount from the health care providers who have contracted with the discount medical plan organization. The range of discounts for services offered will vary depending on the type of provider and the service. The plan is administered by Coverdell & Company, Inc., a discount medical plan organization located at 8770 W. Bryn Mawr, Suite 1000, Chicago, IL 60631, 1-800-918-7600.
Our Medicare Supplement insurance policies are not connected with or endorsed by the US Government or the Federal Medicare Program. These policies have limitations and exclusions which work in conjunction with Medicare.
Florida Blue and Florida Blue HMO are Medicare Advantage organizations with a Medicare contract. Florida Blue and Florida Blue HMO are Medicare-approved Part D sponsors. *You must continue to pay your Medicare Part B premium. The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-payments/coinsurance may change on January 1 of each year.
Y0011_76664 0613 C: 06/2013